-
Why we still meet in person
A video call is a fine way to review a document. It is a poor way to find out what someone is…
-
What changed in the tax year, and what it means for you
Every year brings a set of changes, most of which will not touch you, and one or two that will. The useful…
-
Succession is a process, not an event
Owners tend to think of succession as a single day with a signature on it. In practice the handover of judgement takes…
-
The questions to ask before you borrow
Borrowing to buy an asset that earns is a different decision from borrowing to cover a gap, and the paperwork looks identical.…
-
Reading a balance sheet in ten minutes
Most people who own a business can read a profit and loss account and go blank at a balance sheet. It is…
-
What a financial plan is actually for
A plan is not a forecast. Nobody knows what the next ten years hold, and a document that pretends otherwise is worth…
